Q. What does it take for military or federal government employees to get Custom Made Computers on Credit?

A. All Active Duty Military E-2 to O-9 who have at least 15 months left on their current enlistment, Retired Military or Federal Government Employees, GS or WG employees or have at least 6 years of service. You cannot be enrolled in a consumer credit counseling program..  Any bankruptcy must be discharged.

Q. How long does the approval take?

A. In most cases, an application is reviewed the same day it is received.

Q. Am I guaranteed to be approved?

A. No. We do not guarantee approval, but our job is to get you approved and we work very hard to earn your business.

Q. How will I know if I was approved?

A. You will be contacted by telephone or email. It usually takes 2-4 hours after we receive your application and LES or pay statement before you will know the status of your application. In some cases, a response may come the following day.

Q. When will my first payment be due?

A. Approximately sixty (60) days after your paperwork is generated. This gives enough time for the allotment to start flowing to the allotment bank and from there to the finance company, without you having to make direct payments to keep your account current until the allotment actually is received by our office.

Q. What is the process?

A. Just follow these four easy steps:

(1) Apply for credit by completing the application on this web site or call toll-free 1-800-893-1280 to apply by phone.

(2) As soon as your credit is approved, we will contact you and go over which computer package is right for you and what, if any, upgrades or additional equipment you would like with your system.

(3) We will send you the paperwork for the system you have chosen.

(4) Return the paperwork (we pay for stateside overnight delivery) and your computer will be built immediately upon receipt. No waiting!

Q. What type of loan am I applying for?

A. You are applying for a consumer loan. This is not a lease and it is not a rent-to-own contract. You own the system when the balance is paid in full. You may elect to payoff the loan early which will reduce the finance charges. There is no pre-payment penalty.

Q. Is there a down payment?

A. Every effort is made to provide financing with NO MONEY DOWN. In some rare cases, however, a down payment may be required.

Q. What kind of credit do you need to have?

A. Your credit does not need to be A+ perfect. We specialize in helping those with less-than-perfect credit and no credit. However, if you have filed bankruptcy, it must be discharged, and you will need to be up-to-date on your current bills.

Q. Are the computers up-gradable?

A. The desktops are fully upgradeable, custom-built, computer systems

Q. Is there a warranty?

A. Yes. There is a two year warranty on parts and labor on the desktop computers and the manufacturer's warranty on laptops.

Q. Are these computers brand new?

A. These are brand new, using new components and using no refurbished components or systems.

Q. Can I upgrade these systems prior to delivery?

A. Yes. Upon approval of your application, your representative will give you your upgrade options.